10 VA Loan Tips
More than 21 million Veterans live in the U.S. today, but only about 6% bought a home using a VA loan in the past 5 years. That percentage could be much higher. 1. Buy Now No Down Payment, No Mortgage Insurance. The big advantages to a VA loan is no down payment. None whatsoever. With a VA loan, buyers avoid […]
Is New Development Slowing In Southern CA
Talk of market change has been buzzing for a few months now. Some say all the talk is cheap, but others (including industry professionals) are saying wake up and smell the coffee. It’s no secret the real estate market in Southern California has been undergoing some change. Rest assured, change is not a bad thing. A transitioning market is still a […]
Why A Pre Approval Letter Is Worthless
Pre qual letters are seldom worth the paper they are printed on UNLESS they contain the following information and are backed up by evidence – which very few are! Loan Type and amount Mid Credit Score(s) (front page of credit report) Verified Source of Funds (by bank statements) DTI “front and back end” ( verified by […]
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